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Well, if it isn't Captain Clip-On! Hey, guess who almost filed for unemployment today?
—Gerald speaking to and about Billy Peltzer

Gerald Hopkins is a resident of Kingston Falls, who works at the Kingston Falls Bank. Hopkins is an opportunistic person who begs a good relationship with Roland Corben, in hopes of taking over. He is a rival of Billy Peltzer.

Gremlins ‘84

Hopkins first appears when Barney, Billy's dog, leaps out at Mrs. Ruby Deagle from under the desk in the bank. Both Corben and Hopkins are spiteful to Billy about this and take the over-reactive lying lady to first aid to comfort her.

He next meets Billy at Dorry's Tavern where he jokes around and bullies Billy, admitting proudly that he would've had Billy fired straight away without hesitation if the bank was his. As he continues to snipe at Billy with his sneery, cheesy comments, Kate reveals herself to be a daily evening waitress (except for Thursdays) and Hopkins attempts to ask her out. But Kate does not find him impressive, nor does she even like him. To Billy's pleasure, she refuses.

Deleted scene

In a deleted scene, during the Gremlin rampage, Hopkins locks himself into the vault of the bank despite Billy, Kate and Gizmo’s attempt to assist him out. Since Hopkins doesn't want to come out, the trio just leave him there. There is an indication that Hopkins may have lost his mind during this scene.

The novel confirms Hopkins state of insanity, who planned on opening the bank for the "little people", which is what he called the Gremlins. It also reveals that Mr. Corben was killed by the Gremlins after not being able to make out what they were saying.

After the Gremlin attack, Gerald was probably institutionalized for losing his sanity during the attack, leaving the bank to receive less corrupt management and the poor more time to pay off their debts (such as Mrs. Harris).

He is not shown much in the movie, due to most of his scenes being cut from the film.